4.3/5 from 233,483 reviews

Send money through Apple Pay

Send money through Apple Pay from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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C&ED regulated

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Over 10 million customers

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You send exactly

0 HKD
14.55 HKDOur fee
–
14.55 HKDTotal fees
=
985.45 HKDTotal amount we’ll convert
×
0.1283

Recipient gets

Should arrive by Friday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 HKD with	Recipient gets(Total after fees)
	127.11 USD
Transfer fee 5 HKD Exchange rate(1 HKD USD) 0.127747 Exchange rate markup 4.29 HKD Cost of transfer 9.29 HKD

	126.43 USD- 0.68 USD
Transfer fee 14.55 HKD Exchange rate(1 HKD USD) 0.128299 Exchange rate markup 0 HKD Cost of transfer 14.53 HKD

	119.49 USD- 7.62 USD
Transfer fee 65 HKD Exchange rate(1 HKD USD) 0.127795 Exchange rate markup 3.91 HKD Cost of transfer 68.91 HKD

	118.36 USD- 8.75 USD
Transfer fee 38.99 HKD Exchange rate(1 HKD USD) 0.123158 Exchange rate markup 40.06 HKD Cost of transfer 79.05 HKD

	98.67 USD- 28.44 USD
Transfer fee 230 HKD Exchange rate(1 HKD USD) 0.128149 Exchange rate markup 1.15 HKD Cost of transfer 231.15 HKD

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How to send money through Apple Pay in 3 easy steps

Enter amount to send in HKD

Pay in HKD through Apple Pay.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send HKD through Apple Pay, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Apple Pay money transfer?

Making an Apple Pay money transfer is super convenient. You’ll get the benefits of paying by debit or credit card - without any of the hassle of entering your card details. Just use your phone’s PIN or biometric log in, for a transfer you can set up in seconds.

Apple Pay money transfers with Wise have maximum payment limits which vary based on where in the world you’re based. There are also a couple of other specific circumstances in which you won’t be able to make a Wise Apple Pay money transfer.

If your specific payment can be funded using Apple Pay you’ll see this option when you arrange it. If you don’t see Apple Pay as an available option, you can easily pick another payment type to get your money on its way.

Learn more about using Apple Pay transfers.

Online money transfer fees

How much does it cost to send money through Apple Pay?

To send money through Apple Pay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer through Apple Pay take?

A money transfer through Apple Pay (HKD-USD) should arrive by Friday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

HKD

USD

Should arrive

by Friday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Quite simple to create an account once you have basic data. I do prefer to pay a one time account fee rather then monthly fees......

Jose Rocha

quick and competitive

ARNAUD DE WITTE

A great site for sending money abroad. Easy to use

Mrs Horsburgh

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