Whenever you add or receive money, we’ll buy units in the fund you have chosen that are worth the same cash value. When you send or spend money (including using your Wise card), we’ll sell units worth the same cash value.
On occasion, we might need to temporarily limit the amount of money you can withdraw, send or spend each day. But you'll always be able to get full access to your money within 2 working days.
We only buy or sell units once per day. We handle the investment transactions behind the scenes by buying or selling units in the fund at the available next trading cut-off times. These are provided in detail in our Non-trading days and cut-off times for Interest.
It can take up to 2 working days to complete buy and sell orders for your units.
Non-instant countries
For customers based in non-instant countries, you can currently only use Interest for money kept in Jars. Withdrawing money from the Jar will take up to 2 working days as the sell order needs to complete before we can make your money available to spend.