What's Jars and how can I keep money in them?

Jars is a feature to set aside money, and keep it separate from your main account, for future use. The rates are no different to holding a regular currency in your main account.

You can open a jar if you’re in a country where you’re able to hold money with Wise.

What can I do with jars?

Once you have a jar, you can:

• Add money from your main account

• Withdraw money to your main account 

• Send a transfer from your jar

• Schedule a transfer from your jar

You can open as many jars as you want for things like:

• saving up for a holiday or big purchase

• setting aside money for a rainy day

• storing money you want to send at a later point in time 

• planning for bills or budgeting

• investing your money as Interest or Stocks for available regions — this can also be done with money in your main account

You can’t spend it with your Wise debit card or use it to pay Direct Debits, so you won’t accidentally spend your savings, but you can send the money from it like you would from your main account.

How do I open a jar?

From the Home screen on the web or app:

1. Select the Do more with your money panel. You might have to scroll to the far right

2. Select Set money aside

3. Choose a currency

4. Give it a name and icon

5. Add money from your main account — make sure you’ve added money there first

How do I send money from a jar?

If you want to send money to your own or someone else’s account — go to the Home screen on your web or app:

1. Choose the jar you want to send from

2. Select Send

3. Enter the amount you want to send, choose a recipient, and enter a reference

Sending limits are the same as when sending from your main account in the same currency.

If the jar is held as Interest, Stocks, or Yield, the option to send from this jar is only available in countries that give instant access to your money.

How do I add money to a jar?

Go to the Home screen on your web or app:

1. Choose the jar you want to add money to

2. Select Convert or Move

3. Enter an amount and a jar or currency to move money from

How do I close a jar?

Make sure you don’t have any money in it before closing it.

If you’re using Interest, Stocks, or Yield, you have to change the jar back to cash before you can close it. When you change back to cash, the remaining units will be sold, and you’ll then see the option to close your jar.

1. Select your jar

2. Select More or the three dots (...)

3. You'll see the option to close your jar

You can always open a new jar.

US customers

US customers that have opted in to earn interest can only receive interest on their main account USD, GBP or EUR. This type of interest isn't available for jars at this time.

Learn more about earning interest on your Wise account if you live in the US